Disclosure: This page contains personal referral links. I may earn referral points if you apply through these links — at no extra cost to you.

Referral Links — We Both Win

Reach the summit of rewards

Sign up through my referral links. You get a great welcome bonus — and so do I. No extra cost to you.

These are the same offers available publicly. Bonuses subject to change — verify before applying.

Personal Cards Business Cards

Personal Cards

Top picks for everyday spending

Great welcome bonuses and solid ongoing rewards for personal use.

Chase
Sapphire Preferred®
Visa
Welcome Bonus
60,000 pts
After $4,000 spend in first 3 months
  • 3x on dining & online grocery
  • 2x on all other travel purchases
  • 25% more value redeeming via Chase Travel
  • Transfer to 14 airline & hotel partners
Annual fee: $95
Apply via My Link →
American Express
Gold Card
Amex
Welcome Bonus
60,000 pts
After $6,000 spend in first 6 months
  • 4x Membership Rewards at restaurants
  • 4x at U.S. supermarkets (up to $25K/yr)
  • $120 dining credit annually
  • $120 Uber Cash annually
Annual fee: $325
Apply via My Link →
Capital One
Venture X Rewards
Visa
Welcome Bonus
75,000 mi
After $4,000 spend in first 3 months
  • 10x miles on hotels & rental cars via C1 Travel
  • 5x on flights booked via Capital One Travel
  • $300 annual travel credit
  • Priority Pass lounge access
Annual fee: $395
Apply via My Link →
Citi
Strata Premier℠ Card
Mastercard
Welcome Bonus
75,000 Points
After $4,000 spend in first 3 months
  • 3x points on hotels, air travel, and restaurants
  • 3x points on supermarkets and gas stations
  • 1x on all other purchases
  • Transfer points to airline and hotel partners
Annual fee: $95
Apply via My Link →
Chase
Freedom Unlimited®
Visa
Welcome Bonus
$200 Cash
After $500 spend in first 3 months
  • 1.5% cash back on all purchases — no limits
  • 5% on travel via Chase Travel
  • 3% on dining & drugstores
  • No annual fee
Annual fee: $0
Apply via My Link →

Business Cards · Chase Ink

Built for business spending

Ink Preferred, Ink Cash, and Ink Unlimited — great for sole proprietors, freelancers, and side hustles.

Chase Ink
Business Preferred®
Visa
Welcome Bonus
100,000 pts
After $8,000 spend in first 3 months
  • 3x on travel, shipping, ads & internet/phone (up to $150K/yr)
  • Points transfer to 14 airline & hotel partners
  • 25% more value redeeming via Chase Travel
  • Cell phone protection up to $1,000
Annual fee: $95
Apply via My Link →
Chase Ink
Business Cash®
Visa
Welcome Bonus
$750 Cash
After $6,000 spend in first 3 months
  • 5% on office supplies & internet/phone/cable (up to $25K/yr)
  • 2% on gas & dining (up to $25K/yr)
  • 1% on all other purchases
  • No annual fee
Annual fee: $0
Apply via My Link →
Chase Ink
Business Unlimited®
Visa
Welcome Bonus
$750 Cash
After $6,000 spend in first 3 months
  • Unlimited 1.5% cash back on every purchase
  • No category tracking needed
  • Employee cards at no extra cost
  • No annual fee
Annual fee: $0
Apply via My Link →

How it works

01
Pick a card
Choose the card that fits your spending habits and goals.
02
Click my link
Hit "Apply via My Link" — it takes you straight to the bank's official application.
03
Get approved
Complete your application normally. The referral tracks automatically.
04
We both earn
You earn your welcome bonus. I earn referral points. No extra cost to you.